NEWSLINE
Deposits
CLICK HERE DEPOSITS INTEREST RATEDEPOSITS INTEREST RATE CIRCULAR
The following revised Interest Rates on Deposits shall come into force with effect from dt.29/12/2025.| Sr. No. | Type of Deposits | Callable Deposit | Non-Callable Deposit | ||
|---|---|---|---|---|---|
| Rate Per Annum | Rate Per Annum for Staff / Ex-Staff (Below age of 60) | Rate Per Annum for Senior Citizen / Staff / Ex-Staff (Age of 60 and above) | Bulk Deposit Rates for Rs. 1.00 crores & above | ||
| A | Saving Deposits |
3.00% | 3.00% | 3.00% | — |
| B | Term Deposits (Fixed & Reinvestment Deposit) |
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| 1 | Deposits for 7 days to 29 days |
3.50% | 3.50% | 3.50% | 4.50% |
| 2 | Deposits for 30 days to 45 days |
4.00% | 4.00% | 4.00% | 4.75% |
| 3 | Deposits for 46 days to 90 days |
4.25% | 4.25% | 4.50% | 4.75% |
| 4 | Deposits for 91 days to 180 days |
5.25% | 5.25% | 5.25% | 5.25% |
| 5 | Deposits for 181 days to 270 days |
5.50% | 5.75% | 5.75% | 5.75% |
| 6 | Deposits for 271 days to 364 days | 5.50% | 5.75% | 5.75% | 5.75% |
| 7 | Deposits for 1 year to 15 months |
6.65% | 6.75% | 6.75% | 6.70%* |
| 8 | Deposits for 15 months to 2 years |
6.75% | 6.85% | 6.85% | 6.80%* |
| 9 | Deposits above 2 years and upto 3 years |
6.75% | 6.85% | 6.85% | 6.80%* |
| 10 | Deposits above 3 years and upto 5 years |
6.50% | 6.75% | 6.75% | 6.60% |
| 11 | Deposits above 5 years and upto 10 years |
6.25% | 6.50% | 6.50% | 6.50% |
- The revised interest rates are applicable to the fresh deposits received / renewed with maturity on or after 29/12/2025.
- Rol of 6.70% p.a and 6.80% is applicable only for Deposit placed under Fixed Deposit Scheme (i.e. Quarterly payout) only
- Interest on Term Deposit Shall be calculated at quarterly rests and fraction interest should be rounded off to the nearest rupee. Interest on Reinvestment Deposit Shall be calculated & Compounded at quarterly rests and fraction interest should be rounded off to the nearest rupee．
- Senior Citizens will have to produce Age Proof such as PAN Card, Election Voting Card, Senior Citizen Card etc. (Minimum Age 60 years & above)
